Companies We Represent

Pegram Insurance is pleased to provide affordable insurance products from dependable companies. Our friendly, experienced staff will assist you in finding the best solutions to fit your needs.

We are proud to offer insurance products from the following carriers:

AAA Insurance

The American Automobile Association (AAA) is a federation of motor clubs throughout all of North America.  AAA is more than just a motor club though.  AAA Insurance offers competitive insurance rates for both home and auto insurance.  Bundle and save by combining your policies.

People have trusted the companies of American Modern for quality specialty insurance since 1965.  We have earned a solid A+ rating by AM Best Company shows that you can rely on our reliability and financial strength so we will be there when you need us.


Strickland Insurance Brokers is a wholesale insurance broker offering a full-range of commercial and business insurance products and services to North Carolina insurance agents. We are dedicated to quality service, building long-term relationships with our customers, and committed to abiding by the highest standards of ethical conduct.


CNA Surety understands the needs of its customers and has built itself to be responsive, flexible and focused on satisfying the unique requirements of each one of its customers. We can provide custom-tailored surety solutions to virtually all segments of the market, regardless of size or circumstance. This explains our continued success and validates our potential for growth. We believe that relationships, the core of our business, are built through trust, open lines of communication, and genuine care for the interests of our agents, brokers and customers. This philosophy, plus our flexibility and responsiveness have led to decades-long relationships with our customers.

Dairyland Insurance
Today, Dairyland is one of the largest and strongest mutual insurance companies in the United States offering a full line of insurance coverage for businesses, families and individuals. Captain John Parker, our corporate symbol, represents the commitment that Dairyland has honored since 1904: Strength, Protection and Vigilance.

Discovery Insurance
Discovery Insurance is a privately owned insurance company domiciled in Kinston, North Carolina. We write Nonstandard Personal Automobile coverage in North Carolina. Founded in 1993, Discovery Insurance is a fast-growing, forward-thinking company with an eye on the future.

Farmers Insurance Group of Companies is based in Los Angeles, California, and operates in 41 states across the country through the efforts of approximately 18,000 employees. Our agents, independent contractors and independent agents, along with Farmers employees, are responsible for servicing more than 15 million customers. Today, the Farmers Insurance Group of Companies is the country’s third-largest writer of both private passenger automobile and homeowners insurance.

Foremost Insurance
Foremost Insurance Group offers insurance for Mobile Homes, Boats, Motor Homes, Travel Trailers, Landlords, Specialty Homeowners, Motorcycles, Off-Road Vehicles, and Personal Watercrafts. Foremost prides itself on having a great claims department dedicated to build positive relationships and enhance customer service.

hartford insurance

Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the largest investment and insurance companies based in the United States, with offices in Japan, Brazil, Ireland, England, Canada, and the United States. With 31,000 employees and $2.9 billion in net income in 2007, The Hartford was ranked 82nd on the 2007 Fortune 100 list. The Hartford is a leading provider of investment products – annuities, mutual funds, college savings plans – as well as life insurance, group and employee benefits, automobile and homeowners’ insurance, and business insurance.

Heritage Insurance

Heritage Insurance Holdings, Inc is a publicly traded company on the NYSE under ticker symbol HRTG.  Heritage Insurance offers some of the most competitive insurance rates for primary homes, secondary homes, condos, and renters. They offer various additional coverage endorsements that you can apply to your policies to make sure you are covered in any unfortunate home claim events.

Kemper Insurance

Kemper Insurance specializes in home and auto package policies.  They write all kinds of personal lines policies including auto, home, umbrella, boat, renters, and condo insurance.  Kemper has over 6 million policies and has assets of over $13 billion. Kemper has over 30,000 agents across the country representing them.

Liberty Mutual

Liberty Mutual is the third largest US property and casualty insurance carrier.  Offering various personal lines and commercial lines policies, they are one of the most recognizable companies in the US.  Liberty Mutual has over $133 billion in assets and employs over 45,000 people.  The company is based out of Boston, MA and was founded in 1912.

For more than a century, MetLife has built a reputation as a company that believes in fair dealing, integrity, and trustworthiness. We firmly believe that adherence to the highest standards of ethical conduct is the only acceptable way of doing business and is the personal responsibility of every one of our associates. The company’s well-known name and good reputation are reinforced by our pledge to deliver value and world class service to all who do business with us, always keeping in mind what is best for our customers. MetLife offers Auto, Home, and Life Insurance as well as many other Insurance and Financial Services.

National General
National General is one of the largest property and casualty insurance companies in the United States. The company provides a broad range of insurance and insurance-related products and services for individual consumers, as well as automotive dealerships and other businesses. National General is a company with a singular purpose: to get you back on the go when mishaps threaten to sideline your life.

Progressive Insurance
More than 10 million people choose Progressive to insure their vehicles, making us the third largest auto insurance group in the country. Our customers choose us for the value and service we offer, including choices that make your insurance experience convenient, efficient and easy.

Safeco Insurance
Safeco focuses on providing the insurance products that matter most to consumers – auto, homeowners and small-business policies. Their business helps people protect what they value and deal with the unexpected. Safeco is intent on offering the best mix of insurance coverages and pricing, and fulfilling the promise of their products when a loss occurs. Their most visible product is the personalized service and support they provide when a customer files a claim – whether it’s a fender-bender or the loss of a home. They have a history of thoughtful claims resolution, and have earned a reputation for fairness that they work hard to uphold every day.

State Auto Insurance

State Auto Insurance Company offers various personal and commercial lines insurance policies as well as farm and ranch insurance.  State Auto has been around for 100 years and has over $4.6 billion in assets and premiums at $2 billion.  State Auto does business in 33 states.

Travelers Insurance
For over 140 years, Travelers has been looking out for families and property, protecting them from losses while earning the reputation as one of the best and most experienced insurers in the industry. Travelers is one of the largest providers of property and casualty insurance products in the United States. Our success is built upon our ability to provide innovative insurance and risk protection products and services in-synch with our customers’ needs.

Universal Insurance Company is a provider of private passenger automobile and commercial insurance products. We are committed to providing quality customer service and developing strong, long term agent relationships while adhering to the highest level of integrity. All Universal products are proudly marketed and sold solely through licensed and appointed independent agents. At Universal we believe that the independent agency distribution system is the most professional way to evaluate and meet our customers’ needs.

Universal Property & Casualty
The mission of Universal Property & Casualty Insurance Company and the Red Elephant is to deliver exceptional service and value to you, our customer. We offer smart solutions, financial security and peace of mind. The wisdom of the Red Elephant guarantees that we never forget our most important job, serving our customers. The Red Elephant and Universal Property & Casualty are always ready to stand by your side.


US Liability Insurance (USLI) specializes in commercial insurance including property and liability for many types of business.  They offer some of the most competitive rates in the industry for established and new businesses alike.  USLI is part of the Berkshire Hathaway group of companies and has the highest AM Best Rating at A++.

Having the right amount of insurance coverage is vitally important to your financial health. The amount and type of coverage you carry will help protect you from financial loss in the event of an accident. It will provide the means to get back on track when an accident threatens to sideline your life. Without insurance, a small bump in the road could turn into a huge obstacle that sets you back from achieving your financial goals.

Our experienced agents are here to provide the educated, knowledgeable guidance you desire when shopping for insurance. We take pride in offering fast and friendly customer service and will walk you through the process of acquiring the exact insurance coverage you need.

The only thing worse than not having adequate insurance coverage is paying too much for the coverage you carry. We will find the right balance of coverage for you that fits your budget and lifestyle, allowing you to be one step closer to your financial goals. Whether you need coverage for your home, personal auto or commercial auto, boat, personal watercraft, or motorcycle, we will shop through our long list of qualified, highly-rated companies to find the perfect insurance solution for you and your situation.

For a more detailed list of the over 75 companies we represent, please see below:
American Modern
American Reliable
Arch Specialty
Argonaut Midwest
Atlantic Casualty
Axis Pro
Berkshire Hathaway Guard
Burlington Insurance
Capitol Specialty
Century Surety
Colony Insurance
Crum & Forster
Diamond State
Founders Insurance
General Star
Great American
Homeowners of America
Hudson Insurance
IAT Specialty
Indian Harbor
Insurance House
James River
Lexington Mutual
Liberty Mutual
LLoyds of London
Mesa Underwriters Specialty (MUSIC)
Mount Vernon
National Casualty
National General
National Indemnity Company
One Beacon
Penn Star
Piedmont Mutual
Seneca Insurance
Southern General
State Auto
The Hartford
Western World
XL Catlin