Non Owners Insurance

We are proud to be able to offer non owner insurance in Charlotte, NC and throughout NC and SC through various companies. Sometimes referred to as a named operator policy, these policies allow you to purchase a liability policy even if you do not own a car.

In the state of NC you are required to provide proof of liability insurance in order to get your NC drivers license.  An individual that wants to get their license but  does not own a car or have access to a vehicle in the household would not be able to purchase a policy without this policy type.  These policies are relatively inexpensive and monthly payment plans are offered to match any budget.  In most cases a vehicle can later be added to a non owner insurance policy.

NC State liability limits required are $30,000 bodily injury each person, $60,000 bodily injury each accident, and $25,000 property damage each accident.  You must have these minimum limits of liability in order to get your NC drivers license. We can offer these limits or higher limits if required.

If you are interested in a non owners insurance policy, please contact us for a quote.  We would just need your name, address, date of birth, and driver experience information to get a quote.  The policies can be written easily by phone and the NC DMV forms can be e-mailed directly to you.