Charlotte Car Insurance

Charlotte Car Insurance

Comparing Car Insurance Rates in Charlotte, NC? 

I am going to tell you the best way to do it and how to get the best rates on your Charlotte car insurance.

Since we represent most of the insurance companies available in Charlotte, we know a thing or two about car insurance here.  Who has the best rates in Charlotte?  We will tell you. There are several factors that are considered when rating auto insurance.  We will discuss those and some ways you can save the most money on your car insurance rates.

comparing car insurance

Shopping Charlotte Auto Insurance Companies

You would need a crystal ball to know which insurance company is going to offer you the best rates.  The only way to truly know is to quote every single company that sells car insurance in NC.  We know you don’t have time for that.  So what is the next best option?  Your best bet is to find an independent insurance agency that represents the most companies.  We shop to find our clients the best rates.  In order to win more than 70% of the time, we have to represent the majority of insurance companies in Charlotte.  It is just the law of numbers.  

Don’t focus on bundling with one company.  In most cases you can fall into a trap on that.  The reason is, it is unlikely that one company will offer you the best rate on your auto insurance, home insurance, business insurance and motorcycle insurance.  If a company is low on car insurance, they will likely be higher on one of those other lines.  They typically have to make up for low rates on one policy with higher rates on another.  

An independent insurance agency can spread your policies around to the best company on each line of business.  They can also offer bundle discounts, in many cases, just for having your other policies with the agency.  The end result is you save the most money on each policy.  That is what we do with our own policies